Business Development & Consulting Services
Financial Solutions
INTEGRITY RETIREMENT PROGRAM
Here at Market Street Chamber we work with many businesses to facilitate individualized, personalized and proprietary retirement programs. One of the more powerful approaches we use is a front loaded retirement program, called the Integrity Retirement Program (IRP), created by IBSP LLC. While there are many nuances to the methodologies behind the working parts of this structure, the IRP is simply a tool through which a business owner may have the ability to drastically advance their wealth accumulation relative to their retirement planning efforts in a highly tax advantaged manner.
This methodology, when applicable, gives business owners the opportunity to take a tax deduction relative to their participation, grow their wealth tax deferred and take distributions out of this retirement planning medium tax free. Additionally, it jump starts their retirement by advancing massive amounts of capital in their program for them, with the goal of realizing superior gains as a result of having more money working for them. This lends itself to having the ability to generate a much larger nest egg that may then be distributed on a tax free basis.
There exist two additional iterations of this platform to accomplish additional goals.
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Wealth Transfer: Transfer massive amounts of wealth to your heirs, charity, school or foundation utilizing the most powerful and cost effective manner while guaranteeing the results
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Estate Plan: Engage in estate planning utilizing the benefits of your business to accomplish the most cost effective ILIT in existence
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Qualified Plan Rescue: By redirecting participating funds, the opportunity exists to generate a structure that results in tax free distributions that may be applied against taxes due on distributions out of a qualified plan
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Business Exit Planning: With the ability of the front loading to be assumed, it may provide massive benefit to the business seller and buyer at sale
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Key-man & Buy/Sell: With the insurance contained within the structure, it can be used as a wealth accumulation medium and address insurance needs simultaneously
CORPORATE LOANS
For those that are looking for corporate real estate or business purpose financing, we have a consortium of select companies and individuals with expertise in a variety of funding environments. Each member of this group of professionals has been carefully selected for their expertise, knowledge and contacts with their specific niche markets. This elite group works as a team to find solutions for those in need of financing. We consult on a confidential basis and utilize each other's resources to insure the best possible chance of success.
Business Financing
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The three major factors lenders look at are cash flow, credit and collateral. When businesses can demonstrate all three they stand a good chance of getting the funding they need. However, all too often something is missing and usually it's a lack of collateral since many businesses typically do not own buildings, valuable machinery or inventory that could easily be liquidated. Many times those businesses would be denied financing, however with our partners, very frequently we will be able to accomplish financing opportunities and options for them.
Our partners have many years of experience in ALL aspects of business financing, including but not limited to:
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SBA Loans
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Traditional Loans
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Equipment Lease
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Factoring
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Merchant Cash Advance
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Business Line of Credit
Real Estate Financing
Still reeling from the effects of the financial crisis, commercial banks are turning away good projects, cutting funding for projects in progress and refusing to refinance loans with balloon payments - a common feature in traditional commercial mortgages. With interest rates at or near record lows there is incredible incentive to take advantage of those rates, our partners have lenders that are more than interested in participating in both facilitating and servicing the needs of those barrowers desirous of taking advantage of today's superior rates.
Our partners have access to a variety of loan programs for:
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Commercial (all forms)
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Residential (development)
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Rehab
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Hard Money
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Project Financing
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Business Financing
All forms of alternate financing are available as well (with a strong focus on Securities Backed Financing). For any and all of your financing needs, please don't hesitate to contact us.
BUSINESS BROKERAGE
Our Business Brokerage offering is the oldest and among the most recognizable names in the industry. Our offering is made up of an international network of Business Brokers that are dedicated professionally to the sale and purchase of ongoing businesses and franchises, as well as consulting services for buyers, investors, entrepreneurs and franchises. The international network consists of more than 78 offices and hundreds of professionals with a presence in the United States, Mexico, Spain and Central America, focused on providing services that translate into tangible benefits for investment initiatives, expansion strategies and project financing.
Additional Services:
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Business Valuation
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Business Evaluation
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Franchise Development
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Franchise Marketing
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Business Consulting
Market Street Chamber is engaged in all relevant activities at all levels of business. As such, it only makes sense that we be in a position to assist those businesses in need of start-up or expansion capital with the necessary outlets to facilitate those needs. These opportunities come to us from agent efforts in all fields of our expansive service offering, though many times they are initiated with requests for corporate loans. The two efforts are unique and distinct from one another. With corporate loans, we are working to provide financing for going concerns (operational businesses) who are currently in operation, have a track record of performance,
and have some form of collateral. With the Venture Capital Program, the entity (person or business) generally has not achieved the same level of operational success and is at a much earlier stage in the development and/or growth of an idea or business. These types of businesses or business opportunities are where we focus our Venture Capital efforts. We are able to review and work on opportunities in virtually every industry and anticipate greater success than most by virtue of our unique relationships and access to funding.
CONTACT
US
Tel: (209) 572-5100
Toll Free. 1.888.705.5557, Ext 6182
1111 J ST, STE G-112
Modesto, CA 95354
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VISIT
US
Monday - Friday 8:30 - 5:00
Saturday By Appointment
Sunday Closed